Online Membership & Insurance Form

Membership & insurance available only to licensed Montana fishing outfitters & guides.

Please read before signing up online

  • Use this form to JOIN FOAM or RENEW your FOAM membership, then PAY your membership dues, and APPLY and PAY for liability insurance coverage including bird, big game, or rental boat options.
  • To get insurance coverage for personal gear or motorized watercraft, use mail-in forms.
  • Info in red is required. If it's not filled in, the form will not be sent.
  • We use PayPal as our transaction processor. You may use your PayPal account, a credit or a debit card to pay dues and insurance.
  • Payment includes a 3% convenience fee for paying online. Save the fee by using mail-in forms and paying by cash or check.
  • Your insurance certificate(s) will be emailed to you from the Bissell Agency within 48 hours after your payment is received.
  • For commercial auto coverage or other insurance, contact the Bissell Agency: 800.815.2360.
  • Questions? Call FOAM: 406.763.5436, 9-5, M-F.
  • Too complicated?   Not computer savvy?   Want paper instead?   Use the mail-in forms on our membership page.

Membership information

If you're a guide buying insurance in order to activate your outfitter license, enter your prior guide license number.   Questions? Call FOAM: 406.763.5436.


Insurance information

Additional Insureds

Enter name & address for each government agency, business, or individual you want to add as an additional insured on your policy.

  • Additional Insureds are partially covered under your policy and receive notice if you cancel your insurance coverage.
  • All outfitters will automatically receive an additonal insured certificate listing the Montana Board of Outfitters.
  • Except for the Montana Board of Outfitters, additional insureds will be sent a certificate listing them on your policy.
  • Outfitters are responsible for sending their "named insured" certificate to the Board of Outfitters as proof of insurance.
Review Insurance Details

Client Acknowledgement of Risk Forms are now voluntary, but highly recommended!

Premium pro-ration and refunds subject to agency discretion.

Insurance Limits

  • $1 million limit per Outfitter/Guide & Additional Insured(s) per for each liability event
  • $2 million yearly total limit per Outfitter/Guide & Additional Insured(s) for all liability events
  • $5,000 client non-fault medical limit per event
  • $250 deductible for client gear property damage or loss

Activities NOT covered under policy:
The FOAM liability policy is intended to cover fishing operations and related services ONLY.
The activities listed below are not covered by the general liability policy and MUST be insured separately.
Contact Bissell Agency at 406.586.6230 for more information.

  • Equine liability
  • Retail operations, including internet sales
  • Saltwater fishing or guiding
  • Lodging operations
  • Whitewater rafting not involving fishing
  • Non-motorized boats over 26 ft. long
  • Outfitter/guide gear, boat, trailer, boat gear, rods, reels, flies, etc.
  • For gear coverage, check our optional gear coverage forms

The coverage information presented here is only a general description and is not a statement of contract. In the event of a claim, any coverage provided by the Insurer is subject to Terms, Conditions, and Exclusions in the actual policy. Any person who knowingly or with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or material thereto, commits a fraudulent insurance act which is a crime and may subject such person to criminal and civil penalties.

Your authorization to pay FOAM membership dues and an insurance premium online is the equivalent to an electronic signature and confirms that you agree to abide by the FOAM constitution, by-laws, and code of ethics,and the terms, conditions and exclusions of the actual insurance policy contract.